{"id":28,"date":"2023-12-12T14:50:57","date_gmt":"2023-12-12T13:50:57","guid":{"rendered":"https:\/\/kleever.de\/en\/?page_id=28"},"modified":"2024-01-08T17:13:17","modified_gmt":"2024-01-08T16:13:17","slug":"knowhow","status":"publish","type":"page","link":"https:\/\/kleever.de\/en\/knowhow\/","title":{"rendered":"KnowHow"},"content":{"rendered":"

\n<\/p>\n

\n
\n
\n

Our KnowHow<\/h1>\n<\/div>\n<\/section>\n<\/div>\n
\n
\n

Become the owner of a rented property<\/h1>\n

This is the smartest building block for your retirement planning<\/h2>\n<\/div>\n<\/div>\n
\n
\n

What exactly is a rental property? A rental property is a condominium that you do not live in yourself, but rent out. You can use existing capital to purchase this property, or you can finance the condominium through a bank at attractive conditions. If you have a net income of around \u20ac2,000 per month or more, financing can often be achieved without a lot of equity.<\/p>\n

The highlight of this one
\nConcept: The bank's loan pays itself back - through your tenant's rent payment.<\/b><\/p>\n<\/div>\n<\/div>\n

\n
\n

The capital investor<\/h1>\n

Your money works for you - with a rented condominium<\/h2>\n

The average rental yield of all properties on offer is 5% p.a.
\nYou don't invest in a fund with all the risks that come with it, but you buy real money
\nReal Estate Ownership. Instead of speculating vaguely, invest in a down-to-earth investment: a rented condominium.
\nThe property can be sold at any time because it belongs to you from day one.
\nIn addition to the rental yield, you also benefit from the increase in value.
\nOur properties are 100% rented and reliably managed.
\nRisks such as rental nomads, loss of rent and property damage are also insured.<\/b><\/p>\n<\/div>\n<\/div>\n

\n
\n

The financing<\/h1>\n

You don't have to have a lot of equity to purchase a condominium - provided you rely on the right concept. And it looks like this: If your creditworthiness is appropriate, the bank will give you a loan to purchase a rented property. This means you are buying a condominium that is already rented out.
\nThe rent you receive from day one is returned to the bank every month (interest and repayment of the loan). Your property almost pays for itself; your tenant pays the lion's share of the loan.<\/p>\n

A permanent residence permit (PR) is equivalent to a German passport when it comes to financing.
\nEven if you have a temporary residence permit (Blue Card), there are financing options available with special banks
\ncan represent.<\/i><\/b><\/p>\n<\/div>\n<\/div>\n

\n
\n

Don't expect too little!<\/h1>\n

You will always be supported - even after your purchase!<\/h2>\n

If you wish, we can take on the following tasks for you:<\/p>\n

    \n
  • Management of your property<\/li>\n
  • Communication with the tenant<\/li>\n
  • Correspondence with authorities<\/li>\n
  • Re-letting in the event of a change of tenant<\/li>\n
  • Participation in the owners' meeting<\/li>\n
  • Increase in rents<\/li>\n<\/ul>\n<\/div>\n<\/div>\n
    \n
    \n

    Non-binding example invoice<\/p>\n

    2-room apartment, 62m\u00b2, purchase price \u20ac150,000<\/p>\n

    100% financing of the purchase price<\/p>\n

    \n
    <\/i><\/p>\n\n\n\n\n\n
    \u20ac434<\/td>\nRent<\/td>\n<\/tr>\n
    60\u20ac<\/td>\nRent garage<\/td>\n<\/tr>\n
    50\u20ac<\/td>\nTax advantage<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
    544\u20ac<\/h5>\n<\/div>\n
    <\/i><\/p>\n\n\n\n\n\n
    Interest<\/td>\n255\u20ac<\/td>\n<\/tr>\n
    Repayment<\/td>\n255\u20ac<\/td>\n<\/tr>\n
    Additional costs<\/td>\n100\u20ac<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
    610\u20ac<\/h5>\n<\/div>\n
    \n

    66\u20ac
    \nOwn contribution<\/h1>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

    <\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/fullpage-noborder-picture-top.php","meta":{"footnotes":""},"class_list":["post-28","page","type-page","status-publish","hentry"],"yoast_head":"\nKnowHow - KLEEVER - International<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kleever.de\/en\/knowhow\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"KnowHow - KLEEVER - International\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kleever.de\/en\/knowhow\/\" \/>\n<meta property=\"og:site_name\" content=\"KLEEVER - International\" \/>\n<meta property=\"article:modified_time\" content=\"2024-01-08T16:13:17+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/kleever.de\\\/en\\\/knowhow\\\/\",\"url\":\"https:\\\/\\\/kleever.de\\\/en\\\/knowhow\\\/\",\"name\":\"KnowHow - 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